Foreign worker medical insurance is referred in short as FWMI. This is a mandatory requirement for the foreign workers employers to buy and also to maintain medical insurance minimum per year for $15,000 as coverage for each S-Pass and Work Permit holder. This insurance cover is for non-work related day surgery and inpatient hospitalization.

This is a medical insurance compulsory requirement to help the employers in managing their foreign workers high medical bills. This requirement entails basic coverage; however the employers are responsible for uninsured medical expenses incurred for the foreign workers. This insurance helps fulfilling legal obligations and reducing exposure to hefty hospital bills.